How do you feel about a "newbie challenge tutorial/walkthrough" like sim sites have?
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Instead of giving the free coin/200$, newbies would be issued a series of optional challenges when they join which would help to teach them how various aspects of the site work. An example of a challenge would be to go on an exploration or fight a marsh monster. Usual costs would be waived, and after completing each challenge newbies would receive a little prize in terms of points, doubloons etc to help get them established. Completion of challenges would be completely optional.